What is hazard insurance? Hazard insurance is a policy that protects your home and property from risks like fire, theft, and bad storms. Your lender can require it when you…
Do I need home insurance before I close on a home sale? Most likely. Most mortgage lenders will require you to obtain a homeowners insurance policy prior to closing and…
The national average cost of homeowners insurance is $1,211 per year or about $101 monthly. But average annual premiums range drastically from one state to the next—and even from one insurer to…
Texas is known for cowboy boots, country music, and a vibrant arts scene. It’s the second-largest state in the U.S. but ranks third in storm surge risk thanks to its location along the Gulf…